GROUP DISABILITY INSURANCE
New Group Disability Plan Designed Exclusively for Dentists!
Only Available through TDA Insurance!
You now have access to a TDA-exclusive group disability insurance program built specifically for dentists and their staff. This isn’t typical group LTD. It’s specialty driven protection that reflects the real work you do and the income you need to safeguard.
Frequently Asked Questions
What makes this disability plan different from typical group LTD?
It’s a specialty group disability program designed exclusively for dentists and their teams. It uses a procedure based definition of disability and provides higher, more meaningful benefit levels than standard group LTD.
Why is the own procedures definition such a big advantage?
Your definition of disability is determined by the CDT/CPT procedures you performed over the past 12 months. This gives dentists a far more accurate and protective definition than generic job description.
How does this compare to individual disability insurance (IDI)?
You get IDI style benefits at roughly one third of the cost. It’s guaranteed issue, requires no medical questions, and can be layered with existing IDI to boost total protection when individual limits fall short.
How much monthly benefit can dentists receive?
Up to $30,000 per month. The plan includes a $10,000 base benefit plus a special high limit program that adds up to $20,000 in additional monthly coverage. It’s built to protect high earning dentists and practice owners.
Is this plan available anywhere else?
No. This program is offered only through TDA Insurance. You won’t find it through general brokers, online marketplaces, comparison tools, or other specialty agencies.
Is life insurance available?
Yes. You can add an optional life insurance benefit for additional protection.
How many people must enroll?
The plan requires at least three enrollees to qualify for guaranteed issue coverage. This includes the dentist and two employees. The three person minimum is what makes the pricing so competitive.
Why is the three enrollee minimum beneficial?
It’s what makes the pricing so attractive. Even when the dentist pays for their own coverage plus two employees, the total cost is typically far below the cost of an individual disability policy. It’s one of the most affordable ways to secure high level protection.
Who is eligible to participate?
Dentists and their staff may enroll as long as the practice meets the three person minimum.
Is there a bonus rider included?
Yes. Every enrolled practice receives one complimentary rider. Choose the option that best fits your needs:
How do I request a personalized proposal?
Complete the form below or use the PDF request form. Submit completed PDF forms via email to info@tdainsurance.com, fax to 866.791.2806, or mail to: TDA Insurance Agency 6505 Lee Highway, Chattanooga, TN 37421
Disclaimer: This information is intended to highlight key features of the TDA exclusive group disability plan. Full benefits, eligibility requirements, and policy provisions are outlined in the official plan documents. Please request a personalized proposal for complete information tailored to your practice.