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Dental Professional Liability InsuranceDental Professional Liability

The Tennessee Dental Association sponsored Professional Liability Insurance plan provides protection against claims that may be brought against you in your practice as a dentist. Following are just a few features of this valuable policy:

  • Limits – Coverage is available from $100,000/$300,000 to $5,000,000 per incident, $7,000,000 aggregate.
  • Policy Types – Occurrence, convertible claims-made, and standard claims-made policy types are available.
  • Premium Credits – Premium credits are available for claims-free, risk management, new dentist, part-time, leave of absence and large groups.
  • Settlement Provision – Insured retains absolute consent to settle. No financial liability is assumed by the insured for any claim contained within policy limits. No hammer clause.
  • Employed Hygienists, Assistants & Staff – Covered, at no extra cost.
  • Extended Reporting Period – Extended reporting period for claims-made policies (tail coverage) available and at no cost upon full disability, death or retirement (subject to qualification).
  • Locum Tenums – Permits limited sharing of your policy while licensed and approved dentists fill in for you during vacation, etc.
  • Defense Costs, Including Attorney Fees – Covered and does not reduce the limits of your policy.
  • Risk Management – Publications, seminars, programs and practice audits are available.


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